"Sell Your Home or Rent It Out—Hassle-Free Solutions That Work Fast!"
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Struggling to Sell Your House? Let’s Change That—Act Now!
✅Save Thousands: Avoid hefty realtor commissions and closing costs.
✅Keep Every Dollar: Get your asking price and maximize your profits.
✅Sell Quickly: Close faster without the usual delays—on your terms.
"Our Services."
"Flexible Property Solutions"
Creative financing options can significantly increase a seller's profits over a shorter period by offering flexible terms that attract a wider range of buyers. Here’s how each strategy works to maximize profit
Each method provides flexible pathways to property ownership or sale, benefiting buyers and sellers alike by working outside the constraints of conventional bank loans.
In a lease option (or rent-to-own), a buyer rents a property with the option to purchase it later. The buyer typically pays an option fee for this purchase right, and both the rental period and the eventual purchase price are usually set in advance.
"How does a subject-to deal work?"
In a subject-to deal, the buyer acquires ownership of a property subject to the existing mortgage, which stays in the seller's name. The buyer takes over the mortgage payments without refinancing or formally assuming the loan. This strategy allows buyers to benefit from existing favorable loan terms, like low-interest rates, and helps sellers who may want to exit quickly without going through a full sale process.
"How does seller financing work?"
With seller financing, the seller acts as the lender, extending a loan directly to the buyer for the property's purchase. The buyer makes payments to the seller based on agreed terms, which can include flexible interest rates, long-term payback periods, or even 0% interest in some cases. Seller financing is ideal when traditional bank financing is not an option for the buyer, and it allows the seller to potentially earn income from the financing rather than a lump-sum sale.
"How Can These Options Help Me Sell My Home?"
Creative financing options like lease options, subject-to deals, and seller financing can help you sell your home faster and more efficiently, even in challenging markets. Here's how:
Attract More Buyers:
By offering flexible financing terms, you open the door to buyers who may not qualify for traditional mortgages due to credit issues or financial constraints.
Faster Sales Process:
These options often bypass traditional bank approvals, allowing for quicker closings and reducing the time your property stays on the market.
Higher Selling Price:
Buyers are often willing to pay a premium for the flexibility and convenience of creative financing arrangements.
Steady Income Stream:
With lease options or seller financing, you can collect monthly payments while still retaining some control over the property until the buyer fulfills the purchase terms.
Minimize Holding Costs:
Selling quickly or transitioning to creative financing can help you avoid ongoing expenses like taxes, maintenance, and insurance for a vacant property.
Sell "As-Is":
Creative financing appeals to buyers who might not mind purchasing a home that needs repairs, allowing you to sell without costly upgrades or renovations.
Help Buyers and Solve Problems:
Offering these options creates a win-win situation where buyers can secure a home, and you can successfully sell, even in less-than-ideal market conditions.
These strategies provide flexibility and attract a wider pool of buyers, making it easier to sell your home on terms that work for you.
Frequently Asked Questions
Is Creative Finance Legal?
Yes, creative financing is legal in all states when structured correctly and in compliance with local laws and regulations. Creative finance originated from the need to provide flexible solutions for buying and selling real estate, especially when traditional financing methods are not viable. Techniques such as lease options, subject-to deals, and seller financing have been used for decades and are based on legal principles of contract law. It’s important to consult with a real estate attorney or professional to ensure compliance with state-specific laws and protect all parties involved.
"How quickly can I sell my home?"
You can sell your home quickly—often in as little as 7 to 14 days, depending on the circumstances. At Viera Investment Group, we specialize in creative financing solutions like taking over payments or offering cash purchases, ensuring a smooth and expedited process that works on your timeline.
Factors that can influence the speed include:
How soon we can inspect the property or gather needed information.
Your readiness to move forward with the paperwork.
The agreed-upon closing date that suits your schedule.
Our goal is to make the process as fast and stress-free as possible, so you can move forward with confidence.
"Do I need to make repairs before selling?"
No, you don’t need to make any repairs before selling your home to Viera Investment Group. We buy properties as-is, regardless of their condition. Whether your home needs minor fixes or major renovations, we handle everything after the purchase.
This means:
No out-of-pocket expenses for repairs.
No need to worry about staging or making the property market-ready.
A stress-free process where you can sell your home quickly without added hassle.
Our goal is to make selling your home easy and convenient, so you can move forward without delays.
"Are there any fees involved?"
At Viera Investment Group, we prioritize making the home-selling process straightforward and stress-free for you. When you sell your home to us, you won't incur any fees or commissions. We often cover closing costs, ensuring a seamless transaction without unexpected expenses.
This means:
No agent commissions: Unlike traditional real estate transactions, there's no percentage taken from your sale price.
No closing costs: We handle these expenses, so you receive the full offer amount.
Transparent process: The cash offer we present is the amount you receive at closing, with no hidden deductions.
Our goal is to provide a hassle-free experience, allowing you to sell your home quickly and confidently, without worrying about additional costs.
"What types of properties do you buy?"
We buy all types of properties, including single-family homes, condos, townhouses, multi-family properties, and even properties in need of significant repairs. Whether your property is in perfect condition or has been sitting vacant for years, we can provide a solution.
Some examples include:
Homes facing foreclosure
Rental properties with difficult tenants
Vacant or inherited homes
Properties that need major repairs or renovations
Our goal is to offer flexible and creative solutions tailored to your unique situation, ensuring a smooth and stress-free selling experience.
Rental Management
"Are you tired of dealing with tenant inquiries and no-shows?
Let us handle the hard work for you! Our service includes professional marketing, pre-screening tenants, and coordinating showings—all for no upfront cost. Only pay when your property rents!"
Professional marketing to fill vacancies fast.
Tenant pre-screening for reliable renters.
Streamlined showing and leasing processes.
A Few Reviews From Home Sellers Like You
Mark Littleton
I Couldn't Be Happier With My Decision to Go With Viera Investment Group LLC! They Really Made My Home Selling Problem a Breeze! Thank You So Much!
Becca Silverstein
Full Price, Payment Relief, and Great Communication! I was BLOWN AWAY by the professionalism you showed us, with GREAT results! Thank You!
Pete Wilkerson
We weren't sure what to do, but you guys made the solution not only make sense, but immediate! Thank you!
Ray Viera
Founder & Chief Executive Officer (CEO)
Ray Viera, a Navy veteran and retired law enforcement officer, brings over 30 years of real estate experience as the Founder and CEO of Viera Investment Group LLC. Specializing in creative finance, he leverages his vast network of real estate professionals to deliver customized solutions like lease options, subject-to deals, and seller financing. Ray’s commitment to transparency and innovation ensures clients achieve success with confidence.
Leah Frascati
Chief Operating Officer (COO)
Leah Frascati is the Chief Operating Officer of Viera Investment Group LLC, specializing in managing marketing strategies and ensuring exceptional client services. With a strong background in operations and a passion for creative finance, Leah plays a key role in streamlining processes and building meaningful client relationships. Her dedication to innovation and excellence drives the success of Viera Investment Group LLC, making her an invaluable part of the team.