Project scope
Tell us what you plan to build, where the site is, and whether you own it or have it under contract.
Investment financing / Ground-Up Construction
Ground-Up Construction Financing
Starts With Your Build.
A ground-up construction financing inquiry brings together the site, approvals, builder, budget, and expected exit. Whether you are planning a new build or reviewing financing for an active project, begin with documented costs and a realistic completion plan.
Investor goalBuild
Project focusNew construction
Review starts withPlans, budget, builder, approvals
Planned exitSale or refinance
Program examples
Ground-Up Construction Financing: a starting point for your deal.
- Financing may reach 85% of total project cost (LTC).
- Eligible uses may include land and construction costs.
- Advertised starting interest rate: 8.5%.
- Some qualifying programs consider applicants without prior ground-up construction experience.
Program examples from multiple funding sources. Viera Investment Group LLC is a financing brokerage, not the direct lender. We help investors explore financing through third-party lenders. Rates, loan amounts, leverage, credit requirements, fees, and closing timelines vary by lender and program and may change. Actual availability and terms depend on borrower eligibility, property qualification, and lender underwriting. Advertised terms may not be available together. Starting interest rates are not APRs or personalized quotes. This is not a commitment to lend.
What goes into the review?
Budget and draws
Share the construction budget, contingency, work completed, remaining costs, and anticipated draw schedule.
Approvals and experience
Include permit status, plans, the builder’s background, and a realistic completion timeline.
Exit strategy
Explain whether you plan to sell, refinance, or hold, with support for your projected value or rents.
Get ready
Helpful information to have available.
- Site address and ownership or contract status
- Plans, permits, zoning and utility status
- Construction budget and timeline
- Current debt and payoff, if refinancing
- Builder experience and proposed exit
You do not need to upload documents to make an initial inquiry. A secure document process can be arranged after the project is reviewed.
Credit education & support
Need help getting your credit ready?
If you are unsure of your score or do not meet a program’s credit requirements, explore credit education and support through Credit Consultants Group. Learn how to understand your credit report, identify questions about possible inaccuracies, and plan steps toward improving your credit profile.
Credit requirements vary by lender and program. Credit support does not guarantee a score increase, removal of accurate information, eligibility, or loan approval. Your inquiry does not authorize a credit pull.
Explore Credit Help
Visit Credit Consultants Group for credit education and support.
Start a conversation
Tell us about your deal.
Start with a short inquiry, or add the property and borrower details needed for a preliminary quote review. We’ll follow up by email.
Viera is your financing brokerage. Your inquiry goes to Viera for review. Any loan is made by a third-party lender, which determines eligibility, underwriting, approval, and final terms.
No credit pull through this form. Do not include Social Security numbers, bank information, or identity documents.
Phone and automated contact consent are optional.
Your inquiry has been received.
Our team will follow up by email. Keep your budget, current debt information, and project timeline handy.
Helpful property and lender resources.
Use these independent resources when organizing your project:
- Understand NMLS and access its company and professional lookup — learn about the public licensing lookup and follow the official Consumer Access link.
- Find FEMA flood maps and mapping assistance — use the National Flood Insurance Program’s official links to research flood mapping questions for your property.
Prepare your project