Property and ownership
Tell us the location, property type, number of units, and whether you are buying or refinancing.
Investment financing / Rental Property Financing
Rental Property Financing
With Your Income Plan in View.
Rental property financing inquiries start with the investment property and its income plan. For potential DSCR loan programs, lenders may review rental income against debt service using their own calculations and guidelines. Availability and qualification must be confirmed.
Investor goalBuy & hold
Project focusIncome-producing investment property
Review starts withRents, expenses, existing debt
Planned exitLong-term ownership
Program examples
DSCR Rental Financing: a starting point for your deal.
- Purchase and refinance options may reach 80% loan-to-value (LTV), including qualifying cash-out transactions.
- Advertised starting interest rate: 5.875%.
- A 660 credit score is the advertised starting guideline for this DSCR program; actual credit eligibility and terms require lender review.
- Qualifying programs use property cash flow without traditional income documentation.
Program examples from multiple funding sources. Viera Investment Group LLC is a financing brokerage, not the direct lender. We help investors explore financing through third-party lenders. Rates, loan amounts, leverage, credit requirements, fees, and closing timelines vary by lender and program and may change. Actual availability and terms depend on borrower eligibility, property qualification, and lender underwriting. Advertised terms may not be available together. Starting interest rates are not APRs or personalized quotes. This is not a commitment to lend.
What goes into the review?
Income and expenses
Share current leases, collected rents, vacancy, taxes, insurance, HOA costs, and other operating expenses.
Debt and structure
Identify existing debt, requested financing, ownership entity, and available cash contribution.
Lender review
DSCR calculations and qualification requirements vary by lender. Rent estimates and a ratio alone do not establish approval.
Get ready
Helpful information to have available.
- Property address, type and unit count
- Leases, rent roll or supported market rent
- Taxes, insurance and HOA expenses
- Purchase price or current debt
- Requested financing and ownership entity
You do not need to upload documents to make an initial inquiry. A secure document process can be arranged after the project is reviewed.
Credit education & support
Need help getting your credit ready?
If you are unsure of your score or do not meet a program’s credit requirements, explore credit education and support through Credit Consultants Group. Learn how to understand your credit report, identify questions about possible inaccuracies, and plan steps toward improving your credit profile.
Credit requirements vary by lender and program. Credit support does not guarantee a score increase, removal of accurate information, eligibility, or loan approval. Your inquiry does not authorize a credit pull.
Explore Credit Help
Visit Credit Consultants Group for credit education and support.
Start a conversation
Tell us about your deal.
Start with a short inquiry, or add the property and borrower details needed for a preliminary quote review. We’ll follow up by email.
Viera is your financing brokerage. Your inquiry goes to Viera for review. Any loan is made by a third-party lender, which determines eligibility, underwriting, approval, and final terms.
No credit pull through this form. Do not include Social Security numbers, bank information, or identity documents.
Phone and automated contact consent are optional.
Your inquiry has been received.
Our team will follow up by email. Keep your budget, current debt information, and project timeline handy.
Helpful property and lender resources.
Use these independent resources when organizing your project:
- Understand NMLS and access its company and professional lookup — learn about the public licensing lookup and follow the official Consumer Access link.
- Find FEMA flood maps and mapping assistance — use the National Flood Insurance Program’s official links to research flood mapping questions for your property.
Prepare your project