Investment property financing
Investment Property Financing
for Your Next Project.
Looking for hard money loans or private money financing for an investment property? Start with your project, budget, and exit strategy. Viera Investment Group helps organize the inquiry and discuss potential financing paths, with requirements and availability reviewed for each project.
For business-purpose investment property inquiries.
Veteran-owned businessDirect communicationPurchase · Renovate · Build · Refinance
Financing built around investors
More options for your next investment.
Program examples from multiple funding sources. Viera Investment Group LLC is a financing brokerage, not the direct lender. We help investors explore financing through third-party lenders. Rates, loan amounts, leverage, credit requirements, fees, and closing timelines vary by lender and program and may change. Actual availability and terms depend on borrower eligibility, property qualification, and lender underwriting. Advertised terms may not be available together. Starting interest rates are not APRs or personalized quotes. This is not a commitment to lend.
Find your starting point
What are you working on?
Choose the project type closest to your needs. Program availability and coverage will be confirmed for each inquiry.
01
Ground-Up Construction
Bring your land, plans, approvals, budget, and building experience into one clear financing inquiry.
Explore ground-up construction →
02
Fix & Flip
Start with the acquisition, renovation scope, and resale plan. We’ll review the project details with you before discussing potential lender options.
Explore fix & flip →
03
Bridge & Investment Refinance
Buying before an exit, replacing existing debt, or finishing an active project? Start with the current numbers and a clear repayment plan.
Explore bridge & investment refinance →
04
Rental Property Financing
Explore the financing questions around an investment rental purchase or refinance, including potential DSCR programs where available.
Explore rental property financing →Compare your starting points
Which financing path fits the project?
| Financing inquiry | Your goal | Start with | Planned exit |
|---|---|---|---|
| Construction | Build | Plans, budget, builder, approvals | Sale or refinance |
| Fix & Flip | Renovate & sell | Purchase, rehab budget, projected resale | Sale after renovation |
| Bridge / Refinance | Buy or refinance | Current debt, use of funds, timing | Sale or replacement financing |
| Rental / DSCR | Buy & hold | Rents, expenses, existing debt | Long-term ownership |
These are project categories, not offers of credit. Available programs and requirements are confirmed with the lender.
How it works
From project details to next steps.
Share the project.
Send the location, financing purpose, and any numbers you already have.
Review the details together.
Clarify the budget, current debt, cash contribution, timing, and exit strategy.
Discuss potential lender options.
Review possible next steps for your project. Any lender submission is a separate step coordinated with you.
Proceed through lender review.
The lender handles underwriting and sets any offered terms. Approval and closing are not guaranteed.
Investor purchases & wholesale transactions
For Wholesalers & Real Estate Professionals
Have an investor buying a wholesale property, or a deal that needs a double closing? Ask Viera about acquisition and renovation financing and potential transactional funding referrals. Share the property location, purchase price, rehab budget, estimated after-repair value, and closing timeline so we can explore a suitable next step.
Program access and referrals are subject to availability, applicable requirements, lender review, and written terms. Financing, valuation acceptance, and closing dates are not guaranteed.
Discuss Your Wholesale DealCredit education & support
Need help getting your credit ready?
If you are unsure of your score or do not meet a program’s credit requirements, explore credit education and support through Credit Consultants Group. Learn how to understand your credit report, identify questions about possible inaccuracies, and plan steps toward improving your credit profile.
Credit requirements vary by lender and program. Credit support does not guarantee a score increase, removal of accurate information, eligibility, or loan approval. Your inquiry does not authorize a credit pull.
Explore Credit Help
Visit Credit Consultants Group for credit education and support.
Start a conversation
Tell us about your deal.
Start with a short inquiry, or add the property and borrower details needed for a preliminary quote review. We’ll follow up by email.
Viera is your financing brokerage. Your inquiry goes to Viera for review. Any loan is made by a third-party lender, which determines eligibility, underwriting, approval, and final terms.
No credit pull through this form. Do not include Social Security numbers, bank information, or identity documents.
Phone and automated contact consent are optional.
Your inquiry has been received.
Our team will follow up by email. Keep your budget, current debt information, and project timeline handy.
A few common questions.
Is Viera the lender?
Viera receives and reviews investment property financing inquiries. Viera is not the direct lender. Any proposed loan would be made by the lender identified in its written terms.
Do you offer hard money loans?
Hard money is a term often used for investment property financing focused on the property and project. Tell us what you need so the available lender programs and requirements can be confirmed.
Can I ask about a project outside New Jersey?
Yes. Include the property’s city and state so available financing can be reviewed. Program coverage and property eligibility depend on lender and state requirements; availability is confirmed for your project.
Does submitting this form affect my credit?
This inquiry form does not authorize or perform a credit pull. Any later lender application or credit authorization is a separate step.
What rates or fees should I expect?
Advertised starting interest rates include 8.5% for qualifying fix-and-flip or construction programs and 5.875% for qualifying DSCR rental programs. These are not APRs or a personalized quote. Your actual rate, points, fees, reserves, guarantees, cash contribution and loan amount require underwriting and written terms.
How quickly could a qualifying project close?
Some qualifying transactions may close in as little as 48 hours. This is an exceptional best-case timeline, not a commitment or standard turnaround. Actual timing depends on a complete file, title, valuation, underwriting, lender availability and closing requirements.
Do I need tax returns or prior construction experience?
Qualifying fix-and-flip programs may not require tax returns, and some construction programs consider borrowers without prior ground-up construction experience. Requirements depend on the specific program, borrower and project. Rental / DSCR programs have their own income, credit and property criteria.
Helpful property and lender resources.
Use these independent resources when organizing your project:
- Understand NMLS and access its company and professional lookup — learn about the public licensing lookup and follow the official Consumer Access link.
- Find FEMA flood maps and mapping assistance — use the National Flood Insurance Program’s official links to research flood mapping questions for your property.
Prepare your project